Fees
As being a person who also sought counseling, I like to be very upfront about money, and the fees for my services.
Initial Intake (for any service) - 60 minutes - $140
Individual/Telehealth Session - 50 minutes - $130
Couples Session - 50 minutes - $170
Family Session - 50 minutes - $180
Clinical Supervision - 60 minutes - $110
For those in need of a discounted rate, I have a limited number of reduced fee openings available. If you have any questions about this, please let me know.
Payment options: HSA and major credit cards are acceptable forms of payment. Payment will be due at the end of each session.
I am not currently accepting insurance, but I can create a receipt as an “out-of-network” (OON) provider that you may submit to your insurance provider for reimbursement. Please see the section below for more information on insurance.
If you have any questions, contact me.
Private Pay vs. Insurance
I have consciously made the choice to be a private pay (out-of-network) practice, which means I do not accept insurance directly. I encourage you to read the why below - I put a LOT of thought into this.
Although I do not work with insurance directly, you may still be eligible for reimbursement. Keep reading for more info!
Why did I decide to NOT accept insurance directly?
Insurance companies require that you/your child/the client to be diagnosed the very first time a therapist meets them.
These diagnoses stay in a medical record permanently and can be used against clients if they were to apply for specific insurance policies (such as short-term disability) or in the case of applying for certain career positions.
Insurance companies do not pay for preventive mental health care. Oftentimes, getting treatment for “sub-clinical symptoms” (read: challenges that do not meet criteria for diagnosis) can be EXTREMELY beneficial - especially with anxiety, which is progressive (it gets worse over time).
Insurance companies require that therapists sacrifice your right to privacy and confidentiality through reviews that require sharing personal information, sometimes even notes, from sessions.
Insurance companies dictate treatment by approving only certain kinds of therapy and sometimes only a certain number of therapy sessions.
What does that mean for clients?
I do not accept insurance directly, and you are responsible to pay your rate at the time of service. While this may seem like a bummer at first, it allows me to keep your services creative and confidential. I am able to invest more time into your treatment and stay up to date on the best practices for the challenges you are facing.
Although I do not accept insurance directly, I provide you with the documentation (called a superbill) that you need to get reimbursed for therapy services - if you are eligible. You submit the documentation to your insurance company, and they reimburse you directly. *The identified client must have a diagnosis for your insurance company to reimburse.*
How do you know if you are eligible for reimbursement?
Depending on your plan, you may have “out of network” benefits. It may seem a little complicated at first, but many of my clients navigate this process with little difficulty. I recommend calling your insurance company directly, and ask them the following question: Do I have out-of-network benefits? If no: Talk with your HR representative about how you can sign up for a plan with out-of-network benefits during your next open enrollment period. If yes, ask the following questions:
What is my out-of-pocket responsibility?
What is my out-of-network deductible for outpatient mental health?
How much of my deductible has been met this year?
What is my reimbursement rate for (we most commonly use the service codes below)…?
90837 - Individual Therapy, 55 minutes
90846 - Family Therapy without Client Present
90853 - Group Therapy
What is my reimbursement rate for telehealth services (even if you aren’t planning to use telehealth regularly- this is good to know in case you need to use this in the future)?
Do I need a referral from an in-network provider to see someone out of network?
Do I need any other prior authorization to receive these benefits?
How do I submit claim forms for reimbursement?
Is there a deadline for my reimbursement?
Is there anything else I need to do?